The Get Ready For The Future Show

How Will the Election Impact the Markets?

How do you think the outcome of the election will impact the markets? Who does the market want to win? On this week's Get Ready For The Future Show, we're answering YOUR questions! 
What impact do you see the US debt having on our investments? How do you tell if inflation is really coming down when I'm not feeling it in my bank account? How can I minimize taxes down the line if I'm worried, especially depending on the election?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 5/29/2024

(FF) Happy 529 Plan Day!

We're celebrating National 529 Day in this week's Fastest Four!
Learn about how to:
set up a 529 account
invest for tax-free growth
make tax-free withdrawals for qualified education expenses
enjoy state tax deductions 
Get the inside scoop on 529 plans and start saving today!

Roth vs. Traditional in Addition to Pension?

What do you think about Roth vs traditional benefits when you have a sizeable pension?  On this week's Get Ready For The Future Show, we're answering YOUR questions!
What should we consider if we want to move out of state when we retire? With a state pension, should I be more aggressive with my 457 investments? Does it make sense to alter investment location strategies to plan for the possibility of forced retirement?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 5/22/2024

(FF) How Much Do I Really Need?

Are you on track for a comfortable retirement, or just settling for the average savings? In this week's Fastest Four, Scott breaks down the latest retirement savings statistics and why aiming for "average" is a surefire way to fall short. 

Claiming Social Security at 62?

I'm 62 and want to retire, but my wife wants to delay taking Social Security - what are the risks and benefits? On this week's Get Ready For The Future Show, we're answering YOUR questions
What are the best available options to retire if I'm self-employed? Does it hinder me to invest in Target Date Funds? Should I start a business to help keep track of my side gigs?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 5/15/2024

(FF) Longevity Risk

Planning for a long life and not getting it is better than not planning for it and getting it! Scott explores planning for longevity risk on this episode of the Fastest Four Minutes in Finance! 

Can My Spouse Retire If I Still Work?

I love my job and want to keep working, but my wife wants to retire. Can she go ahead and do that while I keep working? On this week's Get Ready For The Future Show, we're answering YOUR questions!
How do you determine your contribution rate if your income is variable? If I got an inheritance, should I pay down house debt or invest more in retirement? What should I do if I have to take RMDs, but don't need the money yet? 
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 5/8/2024

(FF) What About Annuities?

The SECURE Acts have paved the way for annuities to be offered in employer retirement plans, and surveys show that American workers are interested in investing in them. In this week's Fastest Four, Scott explores the latest trends in annuity sales and the growing demand for guaranteed lifetime income, especially among pre-retirees. But also the complexities of annuities and why it's important to work with a financial advisor to determine if an annuity is even right for you.

Lower Income Taxes in Retirement?

How can I prevent my money from getting taxed again as added income? On this week's Get Ready For The Future Show, we're answering YOUR questions!
Will selling my business be enough to fund my retirement? How can I better understand my risk tolerance? How do we know if it's okay to retire early?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 5/1/2024

(FF) Could Stocks Sink?

Is the famous "Sell in May and Go Away" investing strategy worth following? Scott's taking a look at the historical performance of the markets in the May-October period in this week's Fastest Four and the question, "Is timing the markets like this a wise investment strategy?"