The Get Ready For The Future Show

GRFTFS: LTC Policy vs. Self-Insure?

"My wife and I are worried about potential health issues in retirement, so should I cut back on contributions to fund a Long-Term Care policy or contribute more and self-insure?" We're answering YOUR questions on this week's Get Ready For The Future Show!
How can I consolidate/simplify my accounts without creating a major tax event? I've got a few mutual funds that are growth and aggressive growth. Should I diversify? What investments should I focus on to maintain growth and reduce risk in a potential economic downturn?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 11/13/2024

Fastest Four: Not Too Late To Catch Up

Big news for retirement savers: The SECURE Act 2.0 is bringing massive changes to catch-up contributions in 2025! In this week's Fastest Four, discover how workers aged 60-63 can supercharge their retirement savings with an extra $11,250 in catch-up contributions.  Whether you're playing catch-up or planning ahead, learn how these new contribution limits could transform your retirement strategy!
For charts and more episode information, visit: https://getreadyforthefuture.com/401k-game-changer-catch-up-strategy-unlocked-for-2025/

GRFTFS: $3,000,000 Mainly Invested in Stocks?

"I'm 67 and the bulk of my $3 million is invested in stocks. How should I adjust my investments before retiring next year?" We're answering YOUR questions on this week's Get Ready For The Future Show!
How should we invest if we know we will help care for my wife's parents in their retirement? How do I know if I have enough life insurance coverage for me and my spouse? What's a tax-efficient way for me to leave a good amount to my grandchildren?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 11/6/2024

Fastest Four: Trump Wins & Stocks Fly!

In this week's Fastest Four, Scott dives into the market's enthusiastic response to the recent election results. Learn how managing your emotions is just as crucial post-election as it was pre-election and the importance of sticking to your long-term investment strategy, even in the face of political changes.
For charts and more episode information, visit: https://getreadyforthefuture.com/navigating-the-post-election-market-surge-key-insights-for-investors/

GRFTFS: When Can I Quit Working?!

"My partner and I have $4.75 million saved, earn $250,000 a year, and only spend about half that. When can I quit working?" We're answering YOUR questions on this week's Get Ready For The Future Show! With my husband's pension and the 17% we've been investing, is that enough? Do I need a trust if I'm retired and divorced with two adult children? With many seniors getting scammed, how do you protect your clients?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Visit the Internet Crime Complaint Center (ic3.gov) for more information about how to protect yourself against cybercrime and to submit a complaint if you or someone you know has been targeted.
Originally aired 10/30/2024

Fastest Four: White House vs. Your House

Don't let politics destroy your investment strategy! In this episode of the Fastest 4 Minutes in Finance, Scott takes a look at historical stock market performance across ALL presidential administrations, how the U.S. economy grows regardless of who's in the White House, and why staying invested matters more than political allegiance.
For charts and more episode information, visit: https://getreadyforthefuture.com/stock-market-secrets-how-your-political-bias-could-cost-you-millions/

GRFTFS: Next Steps for a Comfortable Retirement?

"I’m 55 and I’ve got about $450,000 in retirement assets so far. What steps should I take now to ensure a comfortable retirement at 64?" We're answering YOUR questions on this week's Get Ready For The Future Show!
Which sectors do you believe will be most impacted by the election results? Would you recommend I pay off debt before getting into rental properties? What if I plan on retiring now, before the year on my target date fund?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 10/23/2024

Fastest Four: You Need a REAL Plan!

A new study reveals a massive disconnect between what financial advisors claim they're discussing and what clients are actually hearing about retirement planning. In this week's Fastest Four, Scott's breaking it down!
For charts and more episode information, visit: https://getreadyforthefuture.com/the-shocking-truth-about-retirement-income-planning/
 

GRFTFS: Run out of Money with the 4% Rule?!

"I realized my advisor's only strategy is some version of the 4% rule. How do I know if I'll run out of money?" We're answering YOUR questions on this week's Get Ready For The Future Show!What is your outlook on interest rates? At 62, should I keep my Universal Life Insurance policy? With a lot of seniors getting scammed, how do you protect your clients?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 10/16/2024

Fastest Four: U.S. Retirement Gets a C+ Grade

In this week's Fastest Four, discover why the U.S. retirement system scored a mediocre C+ in the 2024 Mercer CFA Institute Global Pension Index. Scott takes a look at the rankings and how to take control of your retirement so you can aim for an A+!
For charts and more episode information, visit: https://getreadyforthefuture.com/us-retirement-grade-c/