The Get Ready For The Future Show

Fastest Four: Big Spending on the Horizon

Discover the surprising truth about consumer spending in America! In this Fastest Four, Scott's breaking down: - The age group spending nearly $100,000 annually - The massive $84 trillion "Great Wealth Transfer" coming soon - How top income earners control consumer spending - Why workers are saving more and feeling financially confident
Key insights from LPL Research's Outlook 2025 reveal the hidden economic trends shaping America's financial future.
And for charts and more episode information, visit: https://getreadyforthefuture.com/spending-secrets-revealed/

GRFTFS: Save More for the Retirement I Want?

"What do I need to do to save more and be sure I have the retirement I want?" We're answering YOUR questions on this week's Get Ready For The Future Show!
What’s the best strategy for transitioning from my current career to full retirement? I’m 39 and saving 18% of my income for retirement between my employer plan and a Roth IRA. Is that enough? If we want to travel in retirement, how can we plan for price increases over time?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 12/4/2024

Fastest Four: Santa Claus Rally to Come…

Is there a Santa Clause rally coming? In this week's Fastest Four, Scott breaks down historical stock performance, revealing why December might just be your portfolio's best holiday gift.
And for charts and more episode information, visit: https://getreadyforthefuture.com/santa-claus-rally-2024/

GRFTFS: $3.2 Million + 4% Rule = Profit?

"My husband and I have $3.2 million in retirement savings. At this rate, would the 4% rule be an okay strategy for us?" We're answering YOUR questions on this week's Get Ready For The Future Show!
What are your thoughts about the future of interest rates and how should this affect my investment strategy? With potential tax changes coming after the election, should I be adjusting my tax planning or retirement withdrawal strategy? What are your thoughts about how I should divvy up the money from a recent inheritance to my kids?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 11/27/2024

Fastest Four: Can Trump Do It?

What’s in store for taxes under a Trump administration? From Social Security changes to the extension of the Tax Cuts and Jobs Act, we break down what could impact your finances over the next four years. Will taxes on Social Security be eliminated? Can government spending be reduced enough to fund new tax cuts? Join John Shrewsbury as he explores these pressing questions and what they mean for your financial independence.
And for charts and more episode information, visit: https://getreadyforthefuture.com/trumps-tax-promises/

GRFTFS: Worried About Inflation in Retirement!

"How do I know when I've saved enough, and how do I keep my money from diminishing in retirement if inflation keeps its pace?" We're answering YOUR questions on this week's Get Ready For The Future Show!
My wife hired an advisor. Should I join her to keep our plans in sync? With recent economic growth, should I be more aggressive with my investments now? If consumer spending starts to decline unexpectedly, how will that affect my retirement?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 11/20/2024

Fastest Four: Number 4 is My Favorite

Discover the ultimate retirement destinations for 2025 as Scott breaks down U.S. News and World Report's updated rankings. The results may surprise you!
Whether you're planning for retirement or just curious about the best places to live, this video is your ultimate guide to finding your perfect retirement paradise! Check out the full report here: https://realestate.usnews.com/places/rankings/best-places-to-retire
And for charts and more episode information, visit: https://getreadyforthefuture.com/top-10-best-retirement-cities-in-2025/

GRFTFS: LTC Policy vs. Self-Insure?

"My wife and I are worried about potential health issues in retirement, so should I cut back on contributions to fund a Long-Term Care policy or contribute more and self-insure?" We're answering YOUR questions on this week's Get Ready For The Future Show!
How can I consolidate/simplify my accounts without creating a major tax event? I've got a few mutual funds that are growth and aggressive growth. Should I diversify? What investments should I focus on to maintain growth and reduce risk in a potential economic downturn?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 11/13/2024

Fastest Four: Not Too Late To Catch Up

Big news for retirement savers: The SECURE Act 2.0 is bringing massive changes to catch-up contributions in 2025! In this week's Fastest Four, discover how workers aged 60-63 can supercharge their retirement savings with an extra $11,250 in catch-up contributions.  Whether you're playing catch-up or planning ahead, learn how these new contribution limits could transform your retirement strategy!
For charts and more episode information, visit: https://getreadyforthefuture.com/401k-game-changer-catch-up-strategy-unlocked-for-2025/

GRFTFS: $3,000,000 Mainly Invested in Stocks?

"I'm 67 and the bulk of my $3 million is invested in stocks. How should I adjust my investments before retiring next year?" We're answering YOUR questions on this week's Get Ready For The Future Show!
How should we invest if we know we will help care for my wife's parents in their retirement? How do I know if I have enough life insurance coverage for me and my spouse? What's a tax-efficient way for me to leave a good amount to my grandchildren?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 11/6/2024