The Get Ready For The Future Show

(GRFTFS) Roth 401(k) vs. Roth IRA?

"Now that we're eligible again for a Roth IRA, should we fund that instead of the Roth 401k?" We're answering YOUR questions on this week's Get Ready For The Future Show!
What should I do with a tax-free lump sum I'll be receiving? Should I start diversifying by buying bonds if I'm 5 years out from retirement? Should I up my life insurance policy?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 9/11/2024

(Fastest Four) Fact Over Feeling

Don't let election year rhetoric cloud your financial judgment. In this week's Fastest Four, Scott's taking a look at the surprising relationship between politics and economic perception and how political bias can skew our view of the economy, potentially impacting investment decisions.

(GRFTFS) Decrease Taxes When Retiring Early?

"I’m 55 and planning to retire early. What do I need to be aware of to try to decrease the amount of taxes I have to pay?" We're answering YOUR questions on this week's Get Ready For The Future Show!
Can you retire comfortably at 60 with $1M? What are the benefits of a spousal IRA? I’m worried about a recession. Am I too risky right now?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 9/4/2024

(Fastest Four) Time to Cut Interest Rates!

The Federal Reserve is likely to cut interest rates. But what does that mean for you? Scott's diving into some historical data in this episode, and taking a look at how interest rate cuts have affected stock and bond performance.

(GRFTFS) Minimize Tax Burden in Retirement?

"My wife and I both have pensions. Can we do anything now to minimize the tax burden in retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show! 
At what age should one start to consider Roth conversions from retirement accounts? How should we invest if interest rates fall?  Is it wise to save up enough cash to pay for a rental property for diversification?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 8/28/2024

(Fastest Four) When to Claim Social Security???

In this week's Fastest Four, Scott's diving into a recent survey about how Americans are approaching their Social Security benefits:
Why 3 out of 4 Americans understand delayed benefits but only 1 in 10 plan to wait
The most popular age for claiming Social Security (hint: it's not what you think!)
Top reasons people are claiming early - including fears about Social Security's future
The BIGGEST mistake 88% of Americans are making with retirement income planning

(GRFTFS) What's the Right Social Security Strategy for Me?

"I’m 61 and trying to figure out the right Social Security strategy for me. What should I do to get the most out of it?" We're answering YOUR questions on this week's Get Ready For The Future Show!
With mortgage rates coming down, is now the right time to buy a house? Can you help me figure out if I need an annuity? How should we allocate the inheritance we just received from my wife's father?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 8/21/2024

(Fastest Four) Watch for the Curve Ball

What is a yield curve? How is it connected to recessions and stock market performance? And what does any of this mean for YOU? Scott's breaking it all down in this week's Fastest Four Minutes in Finance!
For charts and more episode information, visit: https://getreadyforthefuture.com/yield-curve-inversion-recession-indicator-or-bull-market-signal/

(GRFTFS) Pay Down Mortgage More Aggressively?

"Should I start paying down my mortgage more aggressively? If I do, it would cut into my Roth and HSA contributions." We're answering YOUR questions on this week's Get Ready For The Future Show!
Can you explain inflation numbers to me and how I can adjust to them? Which accounts should I draw from first if I'm about to retire? Should we cut down some retirement contributions to fund our kids' education?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 8/14/2024

(Fastest Four) Do Elections Affect Your Money?

Worried about the 2024 election's impact on your investments? Scott brings surprising truths about stock market performance during election years and beyond. He's also breaking down historical data and debunking common misconceptions, with valuable insights for investors navigating political uncertainty.
For charts and more episode information, visit: https://getreadyforthefuture.com/election-year-investing-stock-market-myths-busted/