The Get Ready For The Future Show

(FF) Average, But Not Exceptional

Being "average" may not get you much in life, but in your financial goals, it might just be a winning approach. Discover the reasons behind rising energy and rent prices, as well as their impact on core inflation and why average should be what you're shooting for when it comes to returns in your portfolio. 

I’m a Millionaire… Now What?

You've reached a major milestone in your financial journey…but what now? We're answering YOUR questions:
How will I know if the market really has gone crazy?
I'm a millionaire, so where do I go from here?
Should I use my bonus on my employer plan or mortgage?
What do you think about "Deferred Compensation Plans?"
And if you would like a question answered on the show, give us a call at 501.381.5228. Or send us an email to show@getreadyforthefuture.com.
Originally aired 9/6/2023

(FF) Contribution Limits for HSA

Changes are coming to Health Savings Accounts (HSAs) in 2024! Contribution limits are increasing, making it an even more tax-advantaged way to prepare for healthcare costs in retirement, especially if you're in your pre-retirement years. We're talking about why investing your HSA contributions can be a smart strategy to save thousands of dollars in taxes and help build true financial independence. Don't miss this essential financial insight!

What’s Up With the Economy w/ Jeffrey Roach

Do you ever find yourself thinking "what's up with the economy" or "why is everyone talking about a recession?" This is a special episode of the Get Ready for the Future Show, recorded live from our event with LPL Financial's Chief Economist Jeffrey Roach. He shared some valuable insights about the market, recession potential, and more!
Originally recorded 8/22/2023

(FF) Money Market Funds

Where are investors turning in the midst of economic uncertainties? It seems like they're turning to Money Markets. The assets in Money Market funds have skyrocketed to a staggering $5.6 trillion, marking an unprecedented all-time high and an 18% surge since the beginning of the year. LPL Financial's insightful charts reveal the continuous inflow of capital into these funds over the past year, depicting a preference for stability amid market fluctuations. But Is this the right move to make? We're talking about it on this week's episode of The Fastest Four Minutes in Finance! 

Can I Cash Out at Retirement for a Vacation?

Are you looking at unused vacation time you're looking to take advantage of before you retire? What should you do with it?
We're answering YOUR questions on the Get Ready for the Future Show! How much should you invest in annuities and how much income will that generate? If my spouse is now a stay-at-home parent, do I need a separate "spousal IRA?" And do target-date funds get too conservative too soon?
If you want your questions answered on the show, leave us a voicemail at 501.381.5228 or email show@getreadyforthefuture.com!
Originally aired 8/23/2023

(FF) Jeffrey Roach and the Stock Market

According to most economists, the U.S. is still headed toward a recession. But like everything in life, the details matter. How long and how bad is the recession predicted to be? On this episode of The Fastest Four we chat with special guest, LPL Financial Chief Economist, Jeffrey Roach and get his opinion on what investors should expect and what it could mean for them in the long term.

Should I Sell Rental Properties to Pay Off My Primary Mortgage?

Financial decisions have the potential to impact not only your current life but your future as well! In this episode we've got questions about:
Anxiety in a down market
Selling rental property to pay off a home
Pensions and 401k contributions
Concerns about fees in an employer plan
These are YOUR questions we're answering in this episode. And if you would like a question answered on the show, give us a call at 501.381.5228.
Originally aired 8/16/2023

(FF) S&P 500 Index Breakdown

The 2023 stock market rally has hit a snag, raising questions about its continuation. Join us as we analyze the recent slowdown in the S&P 500 Index's impressive 15% year-to-date climb and explore potential pullback scenarios. Gain insights on navigating market volatility and the historical context of pullbacks, helping you make informed decisions amidst uncertainty.

How Do I Help My Retiring Parents Without Hurting My Own Finances?

So, your parents haven't necessarily made the wisest decisions with their money, and now they're retiring. How do you help them without hurting yourself? In this week's Get Ready For The Future Show, we're answering YOUR questions! You'll learn:
How to make tough decisions and have difficult conversations to protect your financial future
How to know when you should claim your Social Security Benefit
What your options are for orphaned 401ks and how to know which is right for you
And if you want your questions answered on the show, leave us a voicemail at 501.381.5228!
Originally aired 8/9/2023