The Get Ready For The Future Show

GRFTFS: Run out of Money with the 4% Rule?!

"I realized my advisor's only strategy is some version of the 4% rule. How do I know if I'll run out of money?" We're answering YOUR questions on this week's Get Ready For The Future Show!What is your outlook on interest rates? At 62, should I keep my Universal Life Insurance policy? With a lot of seniors getting scammed, how do you protect your clients?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 10/16/2024

Fastest Four: U.S. Retirement Gets a C+ Grade

In this week's Fastest Four, discover why the U.S. retirement system scored a mediocre C+ in the 2024 Mercer CFA Institute Global Pension Index. Scott takes a look at the rankings and how to take control of your retirement so you can aim for an A+!
For charts and more episode information, visit: https://getreadyforthefuture.com/us-retirement-grade-c/

GRFTFS: Retirement Next Steps for Small Business Owner?

"I own a small business. Can you help me decide what next steps to take to set myself up for retirement or set my family up for the future" We're answering YOUR questions on this week's Get Ready For The Future Show!
What do you recommend if I'm 5 years out from retirement? I don’t like to live by a strict budget. Will I have to do that in retirement? How do I pick the right Medicare supplement?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 10/9/2024

Fastest Four: U.S. Debt is Rising!

In this week's Fastest Four, Scott's breaking down an important issue BOTH presidential candidates are ignoring: the looming $35 trillion of U.S. debt. And more importantly, what it means for YOU and your financial independence.
For charts and more episode information, visit: https://getreadyforthefuture.com/americas-debt-crisis-explained/
 

GRFTFS: Retirement Planning as a Single Woman?

"I’ve been single all my life and I’m heading into retirement next year. What are some things I should consider about retirement that may be different for me as a single woman?"
We're answering YOUR questions on this week's Get Ready For The Future Show! As the Fed lowers rates, how does this affect my overall financial independence? My dad recently passed away and my mom is struggling with what to do financially. Should she invest the life insurance money? With a new baby on the way and college costs increasing, how much should I put in a 529?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 10/2/2024

Fastest Four: The Rise in Personal Wealth

With the last few years of inflation, consumer spending has still been strong. But how?! In this Fastest Four, Scott's taking a look at how rising personal wealth has been fueling the economy and how it might be affecting YOUR economy.
For charts and more episode information, visit: https://getreadyforthefuture.com/wealth-surge-fuels-economy/

GRFTFS: The Election's Impact on My Money?

"With the election, I’m wondering if I should start to diversify before things get too dicey?" We're answering YOUR questions on this week's Get Ready For The Future Show! 
Does cashing out an Inherited IRA count as income against my Roth IRA income limits? My wife and I are struggling to decide when we should retire. Can you give us some pointers? 
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 9/25/2024

Fastest Four: Fall Brings Great News!

After a strong three quarters this year, the S&P500 is up 20% year-to-date with 39 all-time highs in 2024. But what does that mean for the end of the year? Scott's taking a look at September's surprising strength and what historical data suggests we could look forward to in the final quarter of 2024!
For charts and more episode information, visit: https://getreadyforthefuture.com/2024-stock-market-soars-will-q4-continue-the-bull-run/

(GRFTFS) What's an RILA?

"I’ve heard a lot of friends talking about RILAs. Can you explain what they are and how I would know if I need one?" We're answering YOUR questions on this week's Get Ready For The Future Show! 
I was planning to retire at the end of the year but lost my husband unexpectedly. Can I still retire? What advice would you give someone wanting to enter the financial planning industry? Does cashing out an Inherited IRA count as income against my Roth IRA income limits? 
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 9/18/2024

(Fastest Four) Defense Takes the Field

Discover why investors are flocking to defensive stocks in this week's Fastest Four! Scott breaks down the recent market shift from growth to defensive sectors like consumer staples, utilities, and healthcare. And learn how this rotation might signal economic changes and impact your investment strategy.
For charts and more episode information, visit: https://getreadyforthefuture.com/market-shift-alert-why-defensive-stocks-are-suddenly-outperforming/