The Get Ready For The Future Show

(FF) The Man Who Thought Himself to Death

Many investors are playing it too safe and missing out on returns. Over the past year, the stock market is up over 20% while money has poured into low-yield investments.This video looks at how negative perceptions of the economy have caused people to miss out. History suggests second year bull markets often continue rising, though with volatility.

What Benefits Are Best for My First Hires?

When you start investing, going it alone might be okay. But when should you start working with a financial advisor? And how do you know which one is right for you?
We're answering YOUR questions on the Get Ready for the Future Show!
I'm hiring my first few employees. What are some low-cost benefits I can offer? Can I live off savings when I near retirement to lessen my tax burden? Does my target-date fund need to line up with when I'm retiring?
If you would like a question answered on the show, call 501.381.5228 and leave a voicemail! Or send your question to show@getreadyforthefuture.com!
Originally aired 10/11/2023

(FF) Does War Impact Stocks

In this week's Fastest Four Minutes in Finance, we're taking a closer look at the financial impact of the recent conflict between Israel and Hamas. We'll show you the relationship between geopolitical events and the market, and explore how this could potentially impact you and your financial independence.

Should I Create an LLC for Side Gigs?

We see you working hard toward your goals (go you)! Should you start an LLC? We're answering YOUR questions. In this episode: the best way to maximize benefits from side gigs, options for building and leaving your financial legacy, and what type of account should you prioritize if you retire early.
 
And if you would like a question answered on the show, give us a call at 501.381.5228 or send us an email at show@getreadyforthefuture.com.
 
7 Steps for Financial Independence: getreadyforthefuture.com/steps
 
Originally Aired 10/04/2023

(FF) Don’t Call it a Comeback

It should come as no surprise that the stock market was knocked off course at the end of the 3rd quarter. So what does that mean for investors in the last quarter of 2023? Will the market hold its course or will it gain some much needed momentum? On this episode of The Fastest Four we're breaking down the recent market ups and downs, chatting about sector highlights, and sharing some market insights from LPL Research.
 

Just Started Saving at 53... Is It Too Late?

It's NEVER too late to start saving - you might just need to adjust how! We're answering YOUR questions in this episode: what to do if you're reaching the contribution limit on your Roth IRA, choices to make while investing and saving for a house, how to save for retirement if you get started late in life, and how money market funds work.
And if you would like a question answered on the show, give us a call at 501.381.5228. Or send us an email to show@getreadyforthefuture.com.
Originally aired 9/27/2023

(FF) Government Shutdown Again…

Buckle up, we're diving into what a potential government shutdown means for you and your money. Learn about the nitty-gritty of a government shutdown, like which important services stay open and how it might affect your investments. We're also talking about how the stock market usually reacts so you can make informed decisions without breaking a sweat.

Can I Buy a Beach House to Retire In?

So you want to retire somewhere tropical, but the housing market has you questioning whether now is the right time or not to buy. These are YOUR questions we're answering in this episode:
Do backdoor Roth conversions count as contributions?
What should I do with my money if I'm scared to do anything?
Should I diversify if my compensation and employment are tied to the stock market?
And if you would like a question answered on the show, give us a call at 501.381.5228. Or send us an email to show@getreadyforthefuture.com.
Originally aired 9/20/2023

(FF) Retirement Recall

There are surprising reasons why an increasing number of Americans are considering delaying retirement or even coming out of retirement. It's not just about the money! Discover the key reasons behind this trend and gain valuable insights into planning for your own retirement. Don't miss this important discussion about financial readiness, emotional preparedness, and the importance of having a plan for your post-career life.

What if I Contribute Too Much to My 401k?

You're switching jobs and worried you may accidentally over-contribute to your 401k this year. How do you keep track? And what happens if you DO contribute too much?
We're answering your questions! Is there a good rule of thumb for sinking funds? Can I reduce the tax burden for an inherited IRA? Should I go PPO (Preferred Provider Organization) or HDHP (High Deductible Health Plan) if my employer offers both?
And if you would like a question answered on the show, give us a call at 501.381.5228. Or send us an email to show@getreadyforthefuture.com.
Fastest Four: Contribution Limits for HSA
Originally aired 9/13/2023