The Get Ready For The Future Show

(FF) Hold Down the Fort!

It's the Thanksgiving edition of the Fastest Four Minutes In Finance! We have so much to be thankful for around our office, especially you! This week we're sifting through the noise that says that you shouldn't be in the market right now because of the uncertainty. Don't let headlines dictate your demeanor on the markets as we head into the last few weeks of the year, it could cost you! Learn more in this week's episode. 

Target Date Funds in Both Investment Accounts?

Do Target-Date Funds hinder my potential? I'm nervous about the market and indexed annuities seem less risky - what are some safe options for me? Should I lower my employer plan contribution in favor of more Roth dollars? What's the best way to fund my HSA?
These are YOUR questions! And if you would like a question answered on the show, reach out to 501.381.5228 and leave a voicemail! Or email your question to show@getreadyforthefuture.com!
Originally aired 11/15/2023

(FF) Stock Market Surge Headed for a Stop?

Recent economic data suggests recession odds are decreasing. Small caps and tech stocks rallied on hopes of a Fed pivot, but growth potential remains beyond mega-cap stocks. This week we break down the latest inflation, jobs, GDP numbers, and what they mean for the markets going forward. 

Military Moving: Is Buying a House an Option?

How can I lessen the tax burden as the beneficiary of a trust? We're answering YOUR questions! As a military couple, is buying a house and renting it when we move a reasonable option? At age 32, am I contributing too much to my retirement plans? Are there disadvantages to making backdoor Roth contributions?
If you would like a question answered on the show, reach out to 501.381.5228 and leave a voicemail! Or send your questions to show@getreadyforthefuture.com!
Originally aired 11/8/2023

(FF) Beware Christmas Spending

It's beginning to look a lot like Christmas, even though it's still early November! Retailers are gearing up for what's predicted to be a record-high spending holiday shopping season. But don't let the big numbers fool you - the growth rate is slowing. In this episode, we break down the holiday sales forecasts and what they really mean for the economy. With inflation high and consumers tapped out, experts predict holiday sales will grow at the slowest pace in years. Get the full data analysis and find out what it means for your personal finances heading into the new year.

Retiring to the Mountains - What Should I Plan For?

Do you want to move to a cabin in the mountains when you retire? What should your strategy be? How can I help my family work through financial matters with the passing of my dad? If I'm trying to save more, should I go with something like brokerage or CDs? What questions should I be asking a financial advisor? Should I pull back from investing to attack my debt?
We're answering YOUR questions! And if you would like a question answered on the show, reach out to 501.381.5228 and leave a voicemail! Or send your question to show@getreadyforthefuture.com!
Talking Cents 116: Inheritance Basics
Originally aired 11/1/2023

(FF) Sorting the Fear from the Facts

Don’t let the frightening finance headlines scare you! We're sorting the facts from fear in less than 4 minutes. We examine the uneasy consumer spending trends, core inflation that refuses to die, potential WeWork bankruptcy haunting real estate, and signs suggesting brighter days ahead for stocks. When fear abounds, focusing on key indicators can help investors tell tricks from treats.

Is it Bad That 33% of My Portfolio is in My Company?

Is 33% of my portfolio in my company's stock too much? I'm getting discounted options.
We're answering YOUR questions on the Get Ready for the Future Show!
My wife and I have a couple of investments, but no Roth dollars - do we do conversions or are there other options? At 39, do I have too much money invested in my HSA? How do I minimize the tax impact of my inherited IRA?
If you would like a question answered on the show, call 501.381.5228 and leave a voicemail! Or send your question to show@getreadyforthefuture.com!
Originally aired 10/25/2023

(FF) The Lesson of the Broken Clock

Is the economy headed for a recession or continuing to grow? Predictions are all over the map. In investing, the lesson is not to try and time based on predictions. They'll eventually be right, like a broken clock. But your strategy should be long-term, based on when you need your investments. Don't let the broken recession clocks make you make bad decisions.

Net Worth Dropped $200k with the Market… What Do I Do?!

Did your net worth drop with the markets and you're scared? How do T-Bills compare to Money Market Funds? How does rental income factor into a retirement plan? What do you recommend for me as a freelancer for an S Corp?
We're answering YOUR questions! And if you would like a question answered on the show, reach out to 501.381.5228 and leave a voicemail! Or send your question to show@getreadyforthefuture.com!
Originally aired 10/18/2023