The Get Ready For The Future Show

I Make My Spouse Feel Broke?!

How do I make my wife feel wealthy when she says I make her feel broke? How can I help my mom gift some stocks to her church? Should I just leave my old 401(k) plans at my old jobs? How do I repair my retirement savings after my divorce?
We're answering YOUR questions! And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 1/24/2024
Disclosures:A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA.

(FF) S&P 500 Record Highs!

The S&P 500 just hit a new all-time high for the first time in over 2 years! But history shows this could just be the beginning of a longer run. Data shows the index has averaged 14% gains 1 year after breaking long high droughts. We're breaking it all down on this week's episode of The Fastest Four Minutes In Finance. 

Snow Day Replay: Debunking Dave Ramsey

The weather outside was frightful! We couldn't make it to the studio this week, so we're here with an encore presentation of our show debunking Dave.
Ramsey Solutions has done a lot of good for a lot of people searching for financial independence. And we agree with many of their philosophies! But recently, Dave gave some investment advice that was just plain wrong and you've got some questions about it!
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 1/3/2024

(FF) More Government Changes

A new retirement account is here! Learn all about Pension-Linked Emergency Savings Accounts (PLESA) in this episode. We explain how the SECURE Act 2.0 created PLESAs in 401(k) and other employer retirement plans in 2024.

Confused and Overwhelmed About Retirement

I've driven myself to distraction trying to understand my upcoming retirement! Is it okay for me to leave my 401(k) at my previous employer? How should I handle the money I recently inherited from my father? What do I need to know about converting pre-tax money to a Roth option?
We're answering YOUR questions! And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 1/10/2024

(FF) Magnificent Seven Stocks

The "Magnificent 7" stocks like Apple and Tesla soared in 2023, but data shows 75 other lesser-known stocks have strong growth potential in 2024. Learn why the broader market may outperform the big tech names this year. In this episode, we cover the stock market outlook for 2024, earnings growth forecasts, S&P 500 index performance data, and investment opportunities outside the common big tech stocks.

Debunking Dave Ramsey

Ramsey Solutions has done a lot of good for a lot of people searching for financial independence. And we agree with many of their philosophies! But recently, Dave gave some investment advice that was just plain wrong and you've got some questions about it!
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 1/3/2024

(FF) Performance During Fed Rate Cycles

With the Federal Reserve likely to cut interest rates in 2024, what does history show about how the stock market reacts to rate cuts? This week we take a look at stock market returns after the last 9 Fed rate cut cycles going back to 1970. On average the market is up slightly between the final rate hike and first cut, but returns have been mixed 6-12 months after cuts begin. So what does this mean for you? Find out in this week's episode of the Fastest Four Minutes in Finance!

Best of 2023: I’m a Millionaire… Now What?

We're rounding out the year with an encore of our most popular show of 2023. In this episode, you'll hear YOUR questions: How will I know if the market really has gone crazy? I'm a millionaire, so where do I go from here? Should I use my bonus on my employer plan or mortgage? What do you think about "Deferred Compensation Plans?"
And if you would like a question answered on the show, give us a call at 501.381.5228. Or send us an email to show@getreadyforthefuture.com.
Originally aired 9/6/2023

(FF) Best Places to Retire in 2023

Ring in the new year by discovering the top 10 best places to retire in 2023 according to U.S. News and World Report. You may be surprised to learn that Pennsylvania dominates the rankings, with 7 cities making the cut. Find out why historic towns like Lancaster, Reading, Scranton, and more offer affordability, great healthcare, low taxes, and fun leisure activities. We countdown from 10 to 1 on this week's episode of the Fastest Four Minutes in Finance!