The Get Ready For The Future Show

Can I Cash Out at Retirement for a Vacation?

Are you looking at unused vacation time you're looking to take advantage of before you retire? What should you do with it?
We're answering YOUR questions on the Get Ready for the Future Show! How much should you invest in annuities and how much income will that generate? If my spouse is now a stay-at-home parent, do I need a separate "spousal IRA?" And do target-date funds get too conservative too soon?
If you want your questions answered on the show, leave us a voicemail at 501.381.5228 or email show@getreadyforthefuture.com!
Originally aired 8/23/2023

(FF) Jeffrey Roach and the Stock Market

According to most economists, the U.S. is still headed toward a recession. But like everything in life, the details matter. How long and how bad is the recession predicted to be? On this episode of The Fastest Four we chat with special guest, LPL Financial Chief Economist, Jeffrey Roach and get his opinion on what investors should expect and what it could mean for them in the long term.

Should I Sell Rental Properties to Pay Off My Primary Mortgage?

Financial decisions have the potential to impact not only your current life but your future as well! In this episode we've got questions about:
Anxiety in a down market
Selling rental property to pay off a home
Pensions and 401k contributions
Concerns about fees in an employer plan
These are YOUR questions we're answering in this episode. And if you would like a question answered on the show, give us a call at 501.381.5228.
Originally aired 8/16/2023

(FF) S&P 500 Index Breakdown

The 2023 stock market rally has hit a snag, raising questions about its continuation. Join us as we analyze the recent slowdown in the S&P 500 Index's impressive 15% year-to-date climb and explore potential pullback scenarios. Gain insights on navigating market volatility and the historical context of pullbacks, helping you make informed decisions amidst uncertainty.

How Do I Help My Retiring Parents Without Hurting My Own Finances?

So, your parents haven't necessarily made the wisest decisions with their money, and now they're retiring. How do you help them without hurting yourself? In this week's Get Ready For The Future Show, we're answering YOUR questions! You'll learn:
How to make tough decisions and have difficult conversations to protect your financial future
How to know when you should claim your Social Security Benefit
What your options are for orphaned 401ks and how to know which is right for you
And if you want your questions answered on the show, leave us a voicemail at 501.381.5228!
Originally aired 8/9/2023

(FF) July Jobs Report

On this week's episode of The Fastest Four Minutes in Finance, we explore July's job report, dissecting signs of softening the labor market while decoding the Federal Reserve's rate hike signals. Dive into market volatility and secure your spot for an exclusive event featuring Chief Economist Dr. Jeffrey Roach on August 22nd. Gain insights, answers, and a long-term perspective. 

Does My Inheritance Count as Taxable Income?

You've got questions and we've got answers! In this episode, we're tackling: What do I do if I've been in the FIRE movement, but don't have a plan? I inherited a large sum of money and am curious about taxes and what to do with it? I have a large net worth, but I'm not sure how that plays into retirement? What is the impact of inflation on my 401(k)?
These are YOUR questions we're answering in this episode. And if you would like a question answered on the show, give us a call at 501.381.5228.
7 Steps to Financial Independence 
Originally aired 8/2/2023

(FF) Navigating Stocks in Retirement

Morningstar just released a new study entitled "Mind The Gap" revealing how the average fund outperformed the average investor by 1.7% annually over the past decade. Join us in this week's episode of Fastest 4 Minutes in Finance as we explore the impact of market timing on investment returns and the crucial role of behavioral finance. In This Episode: - why it's not about timing the market, but time IN the market. - how emotions influence investment decisions - how financial advisors bring objectivity to help you avoid costly mistakes Plus, get expert tips on crafting a stable retirement income strategy to secure your financial future. Watch now and stay ahead in the game of investing!

I’m Worried About Rising Healthcare Costs. What Should I Plan For?

Should my husband and I max out our Roth or buy a new house? How should I work into my plan the financial "leftovers" when I'm gone? What should I plan for when it comes to rising healthcare costs?
We're answering the questions YOU have on your journey to true financial independence! And if you would like a question answered on the show, give us a call at 501.381.5228.
Originally aired 7/26/2023

(FF) SECURE 2.0 Details and Updates

Stay informed about crucial legislative changes affecting your retirement in this week's episode of the Fastest 4 Minutes in Finance with Scott Inman. Discover how the SECURE 2.0 Act, signed into law last year, impacts 401k catch-up contributions for higher earners, learn about the potential benefits of Roth 401k investments and plan ahead for the proposed changes to Social Security, including a potential increase in the full retirement age to 69.