The Get Ready For The Future Show

Just Started Saving at 53... Is It Too Late?

It's NEVER too late to start saving - you might just need to adjust how! We're answering YOUR questions in this episode: what to do if you're reaching the contribution limit on your Roth IRA, choices to make while investing and saving for a house, how to save for retirement if you get started late in life, and how money market funds work.
And if you would like a question answered on the show, give us a call at 501.381.5228. Or send us an email to show@getreadyforthefuture.com.
Originally aired 9/27/2023

(FF) Government Shutdown Again…

Buckle up, we're diving into what a potential government shutdown means for you and your money. Learn about the nitty-gritty of a government shutdown, like which important services stay open and how it might affect your investments. We're also talking about how the stock market usually reacts so you can make informed decisions without breaking a sweat.

Can I Buy a Beach House to Retire In?

So you want to retire somewhere tropical, but the housing market has you questioning whether now is the right time or not to buy. These are YOUR questions we're answering in this episode:
Do backdoor Roth conversions count as contributions?
What should I do with my money if I'm scared to do anything?
Should I diversify if my compensation and employment are tied to the stock market?
And if you would like a question answered on the show, give us a call at 501.381.5228. Or send us an email to show@getreadyforthefuture.com.
Originally aired 9/20/2023

(FF) Retirement Recall

There are surprising reasons why an increasing number of Americans are considering delaying retirement or even coming out of retirement. It's not just about the money! Discover the key reasons behind this trend and gain valuable insights into planning for your own retirement. Don't miss this important discussion about financial readiness, emotional preparedness, and the importance of having a plan for your post-career life.

What if I Contribute Too Much to My 401k?

You're switching jobs and worried you may accidentally over-contribute to your 401k this year. How do you keep track? And what happens if you DO contribute too much?
We're answering your questions! Is there a good rule of thumb for sinking funds? Can I reduce the tax burden for an inherited IRA? Should I go PPO (Preferred Provider Organization) or HDHP (High Deductible Health Plan) if my employer offers both?
And if you would like a question answered on the show, give us a call at 501.381.5228. Or send us an email to show@getreadyforthefuture.com.
Fastest Four: Contribution Limits for HSA
Originally aired 9/13/2023

(FF) Average, But Not Exceptional

Being "average" may not get you much in life, but in your financial goals, it might just be a winning approach. Discover the reasons behind rising energy and rent prices, as well as their impact on core inflation and why average should be what you're shooting for when it comes to returns in your portfolio. 

I’m a Millionaire… Now What?

You've reached a major milestone in your financial journey…but what now? We're answering YOUR questions:
How will I know if the market really has gone crazy?
I'm a millionaire, so where do I go from here?
Should I use my bonus on my employer plan or mortgage?
What do you think about "Deferred Compensation Plans?"
And if you would like a question answered on the show, give us a call at 501.381.5228. Or send us an email to show@getreadyforthefuture.com.
Originally aired 9/6/2023

(FF) Contribution Limits for HSA

Changes are coming to Health Savings Accounts (HSAs) in 2024! Contribution limits are increasing, making it an even more tax-advantaged way to prepare for healthcare costs in retirement, especially if you're in your pre-retirement years. We're talking about why investing your HSA contributions can be a smart strategy to save thousands of dollars in taxes and help build true financial independence. Don't miss this essential financial insight!

What’s Up With the Economy w/ Jeffrey Roach

Do you ever find yourself thinking "what's up with the economy" or "why is everyone talking about a recession?" This is a special episode of the Get Ready for the Future Show, recorded live from our event with LPL Financial's Chief Economist Jeffrey Roach. He shared some valuable insights about the market, recession potential, and more!
Originally recorded 8/22/2023

(FF) Money Market Funds

Where are investors turning in the midst of economic uncertainties? It seems like they're turning to Money Markets. The assets in Money Market funds have skyrocketed to a staggering $5.6 trillion, marking an unprecedented all-time high and an 18% surge since the beginning of the year. LPL Financial's insightful charts reveal the continuous inflow of capital into these funds over the past year, depicting a preference for stability amid market fluctuations. But Is this the right move to make? We're talking about it on this week's episode of The Fastest Four Minutes in Finance!