The Get Ready For The Future Show

Fastest Four: RMD & QCD

In this week’s Fastest Four, we’ll dive into the latest rules for Required Minimum Distributions (RMDs) and explore how Qualified Charitable Distributions (QCDs) can help you lighten your tax load. We’ll cover new RMD age requirements, ways to avoid costly penalties, and the limits for QCD in 2024-2025. Plus, we’ll share some smart retirement withdrawal strategies. This episode is perfect for retirees and those approaching RMD age. 
And for charts and more episode info, head over to: https://getreadyforthefuture.com/rmd-and-qcd-explained/

GRFTFS: Order of Investing for 2025?

"I’m trying to prepare for the new year well. What’s the best order of investing for 2025?" We're answering YOUR questions on this week's Get Ready For The Future Show!
What kind of estate planning do I need to do to be sure all my stuff is in order before the new year if possible? Should I claim Social Security early and go ahead and get my benefit or should I delay? I’m planning to retire next year. What steps should I take to make sure I don’t outspend my budget?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 12/18/2024

Fastest Four: S&P 500 Showing Weakness?

With the markets pulling back last week, investors are left wondering: will the annual Santa Claus rally show up this year? John Shrewsbury, filling in for Scott Inman, breaks down market trends, small business optimism, and a possible bear case as we approach 2025.
And for charts and more episode information, visit: https://getreadyforthefuture.com/will-the-santa-claus-rally-save-the-markets/

GRFTFS: What's Best - Will or Trust?

"Which is best: a will or trust for man and wife with less than $2 million net worth with three children?" We're answering YOUR questions on this week's Get Ready For The Future Show!
What’s your opinion of the Arkansas Public Employee Retirement System? I’m 65, retired and own my home. What should I do with $150,000 I want to invest? With interest rates stabilizing, should I consider adjusting my investment strategy?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 12/11/2024

Fastest Four: Big Spending on the Horizon

Discover the surprising truth about consumer spending in America! In this Fastest Four, Scott's breaking down: - The age group spending nearly $100,000 annually - The massive $84 trillion "Great Wealth Transfer" coming soon - How top income earners control consumer spending - Why workers are saving more and feeling financially confident
Key insights from LPL Research's Outlook 2025 reveal the hidden economic trends shaping America's financial future.
And for charts and more episode information, visit: https://getreadyforthefuture.com/spending-secrets-revealed/

GRFTFS: Save More for the Retirement I Want?

"What do I need to do to save more and be sure I have the retirement I want?" We're answering YOUR questions on this week's Get Ready For The Future Show!
What’s the best strategy for transitioning from my current career to full retirement? I’m 39 and saving 18% of my income for retirement between my employer plan and a Roth IRA. Is that enough? If we want to travel in retirement, how can we plan for price increases over time?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 12/4/2024

Fastest Four: Santa Claus Rally to Come…

Is there a Santa Clause rally coming? In this week's Fastest Four, Scott breaks down historical stock performance, revealing why December might just be your portfolio's best holiday gift.
And for charts and more episode information, visit: https://getreadyforthefuture.com/santa-claus-rally-2024/

GRFTFS: $3.2 Million + 4% Rule = Profit?

"My husband and I have $3.2 million in retirement savings. At this rate, would the 4% rule be an okay strategy for us?" We're answering YOUR questions on this week's Get Ready For The Future Show!
What are your thoughts about the future of interest rates and how should this affect my investment strategy? With potential tax changes coming after the election, should I be adjusting my tax planning or retirement withdrawal strategy? What are your thoughts about how I should divvy up the money from a recent inheritance to my kids?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 11/27/2024

Fastest Four: Can Trump Do It?

What’s in store for taxes under a Trump administration? From Social Security changes to the extension of the Tax Cuts and Jobs Act, we break down what could impact your finances over the next four years. Will taxes on Social Security be eliminated? Can government spending be reduced enough to fund new tax cuts? Join John Shrewsbury as he explores these pressing questions and what they mean for your financial independence.
And for charts and more episode information, visit: https://getreadyforthefuture.com/trumps-tax-promises/

GRFTFS: Worried About Inflation in Retirement!

"How do I know when I've saved enough, and how do I keep my money from diminishing in retirement if inflation keeps its pace?" We're answering YOUR questions on this week's Get Ready For The Future Show!
My wife hired an advisor. Should I join her to keep our plans in sync? With recent economic growth, should I be more aggressive with my investments now? If consumer spending starts to decline unexpectedly, how will that affect my retirement?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 11/20/2024