GRFTFS: Pay off Mortgage or Invest?

“I’m 61 and my husband is 65. We’ve saved about a million dollars, but we’re worried about taxes eating into our retirement income. How do we make our money last and stay tax-smart?”

We’re answering YOUR questions on this week’s Get Ready For The Future Show!

Can you really trust retirement calculators that project $2.5 to $3 million by age 65 — or are those numbers giving you a false sense of security?
If you’re offered a buyout at 58, should you take the lump sum or stay a few more years for the benefits?
How much risk should you still be taking as you get closer to retirement, especially with market volatility and rising costs of living?
And what planning mistakes can turn a strong retirement into a stressful one if the timing is wrong?

If you’ve got a question you want answered on the show, call or text 501.381.5228 — or email show@getreadyforthefuture.com. Your question could be featured on a future episode!

Originally Aired : 2025.12.17