The Get Ready For The Future Show

GRFTFS: Retirement Steps for Small Business Owner?

"46-year-old small business owner. Currently max a Roth out and have done so for years. What is the next step to set more away for retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show!
I’m 58, still owe about $72,000 on my mortgage, and I’d like to retire at 62 - should we work to pay off the house first or keep investing and carry the mortgage into retirement? My husband and I are both 55. We keep hearing about Roth conversions - how do we know if it makes sense to start doing that now? Our daughter is 26 and struggling financially - how do we help her without hurting our own future?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 5/14/2025

Fastest Four: It's Still Early

Markets are rallying on cooler inflation and a temporary truce in the U.S.-China tariff war—but is it too early to celebrate? In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down the latest Consumer Price Index report, the impact of slashed Trump-era tariffs, and what it all means for your investments.
Don’t get caught in short-term hype—learn how to stay focused on your long-term financial goals.

GRFTFS: Saved $1.2M, But Will Our Plan Hold Up?

"We’ve saved around $1.2 million, and plan to retire in 4 years. With everything getting more expensive, I’m worried our retirement plan won’t hold up!" We're answering YOUR questions on this week's Get Ready For The Future Show!
I know I need to sign up for Medicare, but I’m confused about what parts I really need and what it’s going to cost me. My company just offered me an early retirement buyout. I wasn’t planning to retire for another 5 years, so how do I know if taking this deal is a good idea? We’ve always managed our finances ourselves, but we’re now 63 and 64, so how do we know if it’s time to bring in a financial advisor?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
For Social Security and Medicare resources, visit https://www.ssa.gov/
Originally aired 5/7/2025

Fastest Four: The Home Building Industry

Is the housing market sending warning signs about the U.S. economy?
In this episode of The Fastest Four Minutes in Finance, Scott Inman breaks down the latest earnings reports from the Big 4 homebuilders—D.R. Horton, Lennar, Pulte Group, and NVR—and what their forward guidance says about affordability, tariffs, and mortgage rates. With the S&P 500 Homebuilding Index down 34% since its 2024 peak, what does this mean for investors and prospective homebuyers?

GRFTFS: Shift Investments to Keep Up with Inflation?

"Mostly been invested in stocks - what kind of shift should I make to keep up with inflation?" We're answering YOUR questions on this week's Get Ready For The Future Show!
I’ll be turning 40 soon and I have two kids - when does it make sense to invest in a 529? How could part-time work or freelancing in retirement affect my Social Security benefits and taxes? I’m 46 and maxing out my employer match at my job and don’t really know where to go from here?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 4/30/2025

Fastest Four: Negative Financial Headlines

The headlines are buzzing: U.S. GDP just turned negative for the first time in two years, rattling markets and sparking fears of recession. But what’s really behind the numbers? In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down the latest GDP report, explains how surging imports (and tariffs) played a major role, and reminds investors why sticking to your long-term plan is crucial—especially when headlines tempt you to panic.

GRFTFS: Biggest Estate Planning Mistakes

"Do I really need more than a basic will? What are the biggest mistakes people make with estate planning that I should be aware of?" We're answering YOUR questions on this week's Get Ready For The Future Show!
What health coverage options should I look at to bridge a two-year gap if I retire early? How should I balance purchasing long-term care insurance, setting up advance directives, and safeguarding my remaining assets? How do I decide the best time to claim Social Security based on my personal situation?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 4/23/2025

Fastest Four: Just in Case Retirement

Are you saving for decades only to be afraid to spend in retirement? In this episode, Scott Inman's looking at why most retirees consume 80% of their lifetime INCOME but only 50% of their SAVINGS. What barriers are creating this "retirement consumption puzzle?"
Stop preserving wealth you've worked hard to build and start enjoying the retirement you deserve!

GRFTFS: For My Pension - Lump Sum or Monthly?

"I’ve got the option to take a monthly pension or a one-time lump sum. The monthly option seems like a good idea, but I don’t know if I’m missing something?" We're answering YOUR questions on this week's Get Ready For The Future Show! 
Can you explain how to plan for RMD withdrawals and avoid unexpected tax hits? How can I set my kids up for financial success without putting my own retirement at risk? With potential inflation, market downturns, and possible changes to Social Security, how do I create a retirement plan that can handle all this uncertainty? 
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! 
Originally aired 4/16/2025 

Fastest Four: Mantra That Needs Repeating

This week on the Fastest Four Minutes in Finance, Scott Inman reveals a dramatic 20-year case study from T. Rowe Price showing how staying invested during market downturns created a $2 million advantage over trying to time the market. Learn why panic selling locks in losses, how recovery periods typically last only 3-6 months after corrections, and why maintaining your investment strategy through uncertainty (including COVID-19, global financial crisis, and current Fed rate debates) is crucial for long-term wealth building.