The Get Ready For The Future Show

Fastest Four: The Midyear Answer You Need

As we head into the second half of 2025, volatility remains the norm, but what lies ahead for the markets and the economy?
In this week’s Fastest 4 Minutes in Finance, Scott Inman discusses:
The major questions LPL Research is addressing in its Midyear Outlook—from recession probabilities to Fed rate cuts.
Why short-term volatility is no reason to lose sight of long-term gains.
How the "stock market escalator" analogy can help you keep perspective amid uncertainty.

GRFTFS: Asset Rich & Cash Poor in Retirement?

"We’re 55 and have about $500,000 saved, but most of it’s in real estate. Should we be worried about being 'asset rich, cash poor' in retirement?"
We're answering YOUR questions on this week's Get Ready For The Future Show! We’re thinking about retiring abroad. Is that financially wise, or are we missing some big risks? I’m 49 and recently remarried. How do we build a financial plan that protects both of us fairly if I've saved for retirement and my new spouse has saved very little? My wife wants to retire at 60. I’d prefer to work until 68. Can we plan for two timelines — or are we asking for trouble?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 6/25/2025

Fastest Four: About the Middle East…

Worried about your retirement in today’s uncertain world? In this week’s Fastest Four Minutes in Finance, John Shrewsbury explains how to navigate market volatility—whether you're building wealth or already retired.
Learn why staying invested during turmoil can be a long-term win
Discover the “bucketing strategy” to protect against inflation, timing risk, and outliving your money
See why dollar-cost averaging still works in a shaky market
Whether you're 10+ years from retirement or already drawing income, this episode lays out a clear, proven investment strategy designed to remove emotion and create financial confidence.

GRFTFS: Missing Something Not Working with an Advisor?

"I’m 63 and planning to retire next year. We’ve saved $920,000, but we’ve never worked with an advisor. Are we missing anything critical by going it alone this late in the game?" We're answering YOUR questions on this week's Get Ready For The Future Show!
Should we knock out Parent PLUS loans before retiring or keep paying the minimum? My husband just got diagnosed with Parkinson’s, and he’s only 65. How do we adjust our retirement strategy when we’re facing uncertain care costs? We’re 50 and thinking about taking money out of our 401(k) to help our son with a down payment. Is that ever a good idea, or should we steer clear?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 6/18/2025

Fastest Four: Americans Failing Financial Literacy

A recent report from the TIAA Institute and the Global Financial Literacy Excellence Center reveals a startling truth: most Americans are failing at financial literacy. In this episode of the Fastest Four Minutes in Finance, Scott Inman breaks down the results from a quiz taken by over 3,300 adults - and the numbers aren’t pretty.
He also explores common retirement misconceptions around Medicare and Social Security - and the dangerous gap between knowledge and preparedness.
The good news? You don’t have to figure it all out on your own. A trusted financial advisor can help educate, guide, and build a plan tailored to your goals.

GRFTFS: I changed jobs, how should I take my pension?

On this episode of Get Ready for the Future Show, we’re tackling some big retirement questions with even bigger financial decisions. Angie from Jonesboro wonders whether to take a pension lump sum or monthly benefit — we break down the pros, cons, and how to truly compare them. Elisha, a 62-year-old widow still working part-time, wants to know the smartest way to claim Social Security benefits — we walk through survivor options and earnings limits. Jennie from Vilonia asks if moving to a no-income-tax state will really save money — spoiler: taxes always come from somewhere. And Chris from Little Rock just sold a rental for $310K — we explore whether it’s best to invest, pay off the mortgage, or delay Social Security. Big choices, smart guidance. Tune in and take control of your future.
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 6/11/2025

Fastest Four: Is the Market Back on Track or Headed for a Swerve?

Inflation cooled. Stocks surged. But is it smooth sailing ahead—or just the calm before the next curve? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the latest CPI data, sector gains, and what economists are saying about the Trump tariffs and inflation fears.

GRFTFS: 55 with $400k - Are We Behind?!

"My husband and I are both 55. We’ve saved about $400,000 so far and plan to retire at 67, but it doesn’t feel like enough. How can we tell if we’re way behind or just need to ramp things up a bit?" We're answering YOUR questions on this week's Get Ready For The Future Show!
My job’s getting more stressful and I’d love to walk away next year. How do I know if I can retire early without risking our lifestyle? I just turned 59 and started getting Social Security statements - should I delay benefits or take them sooner and invest the difference? I’m 60, and my mom is 87 and starting to decline. How do we protect her assets while making sure she gets the care she needs?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 6/4/2025

Fastest Four: One Big Beautiful Bill

Trump's latest bill contains a hidden provision that economists are calling a potential economic disaster. In this week's Fastest Four, Scott Inman is taking a look at Section 899 - dubbed the "Revenge Tax" - and how it could transform the ongoing trade war into something far more dangerous: a global capital war.

GRFTFS: Let My Life Insurance Policy Expire?

"I’ve got $700,000 in retirement accounts and a $2 million term life insurance policy that expires at 70. I’m 63 now. Should I look at converting that to permanent coverage or just let it go?" We're answering YOUR questions on this week's Get Ready For The Future Show!
We’re both self-employed, in our late 40s, and about $100,000 in a SEP IRA. Should we consider setting up a Solo 401(k) to save more or focus on building our non-retirement accounts? I’m 52, divorced, and likely won’t remarry. Should I be planning any differently than a couple would? We’re 57 and just became empty nesters. Should we take the extra cash flow and max out retirement, or put it toward paying off our $40,000 HELOC?
And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!
Originally aired 5/28/2025